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Discrimination in mortgage loans

United States (2)

View Resource Unequal Burden: Income and Racial Disparities in Subprime Lending in America

The Department of Housing and Urban Development (HUD) "has released a study showing that the number of subprime home loans is skyrocketing in predominantly black neighborhoods and low-income neighborhoods." Statistics presented here indicate that lenders may be engaged in "predatory lending," charging much higher interest rates to minorities and the poor than to whites and the middle class. Among...
View Resource Study of Multifamily Underwriting and the GSEs' Role in the Multifamily Market

A disclosure study of its effectiveness in the multifamily housing market, the Department of Housing and Urban Development's report "Study of Multifamily Underwriting and the GSE's Role in the Multifamily Market" is intended to establish whether Fannie Mae and Freddie Mac are meeting their federally-mandated obligations to extend housing opportunities to low income families. Thus, the study, 184...