A new study conducted by the Urban Institute for the Department of Housing and Urban Development reports that there continues to be discrimination against mortgage candidates on the basis of race and ethnic background. The study examines all aspects of the lending process from the way pre-application inquiries were handled to the higher interest rates quoted minority candidates to denial rates...

A disclosure study of its effectiveness in the multifamily housing market, the Department of Housing and Urban Development's report "Study of Multifamily Underwriting and the GSE's Role in the Multifamily Market" is intended to establish whether Fannie Mae and Freddie Mac are meeting their federally-mandated obligations to extend housing opportunities to low income families. Thus, the study, 184...