This 111-page document reports the findings of the Bank for International Settlements's (BIS) Survey of Electronic Money Developments. In recent years, there has been interest, worldwide, in the potential for electronic currency to replace cash in several types of transactions, which would be less expensive for both the merchants and the customers. The survey focuses on ensuring "that central banks have adequate information to monitor the growth of electronic money and to assess its possible consequences." The information on electronic money products gathered in late 1999 and early 2000 from 68 participating countries and territories is included in this report, as well as the electronic money policies that have been adopted by central banks and other authorities.