On November 2, 1999, the citizens of San Francisco, CA voted to prohibit banks from levying surcharges on non-customers using their Automated Teller Machines (ATMs), approving the measure, 66 percent to 34 percent. Santa Monica, CA approved a similar measure several weeks earlier. As the case pended in federal court, two of the largest banks in California, Bank of America and Well Fargo, which own...